May 14, 2013

Which traffic tickets raise your insurance rates the most?

By Jaklitsch Law Group of Jaklitsch Law Group on Tuesday, May 14, 2013.

265914WASHINGTON – There’s a certain sense of horror when you see the familiar flash of red and blue lights in your rear-view mirror.

When everything is said and done and you have a ticket in hand, there’s another horror to realize: Your insurance might go up. analyzed more than 490,000 auto insurance quotes and found the average increase in insurance costs for the 14 most common violations.

Generally speaking, here are the most common violations and how much on average you can expect your rates to rise:

  1. Reckless driving: 22 percent
  2. DUI first offense: 19 percent
  3. Driving without a license or permit: 18 percent
  4. Careless driving: 16 percent
  5. Speeding 30 mph over the limit: 15 percent
  6. Failure to stop: 15 percent
  7. Improper turn: 14 percent
  8. Improper passing: 14 percent
  9. Following too close/tailgating: 13 percent
  10. Speeding 15 to 29 mph over limit: 12 percent
  11. Speeding 1 to 14 mph over limit: 11 percent
  12. Failure to yield: 9 percent
  13. No car insurance: 6 percent
  14. Seat belt infractions: 3 percent has an interactive tool it calls the “Uh-oh Calulator” that provides more specific numbers based on age and where you live.